.topic-hero {
    margin-top: 70px;
    padding: 80px 0;
    color: #fff;
    background: linear-gradient(rgba(17, 55, 91, .84), rgba(17, 55, 91, .84)), url('../IMG/186221861b6459ef51bb89126bcb4f45.png') center/cover no-repeat;
}

.topic-hero .breadcrumb-line {
    margin-bottom: 18px;
    color: rgba(255, 255, 255, .72);
    font-size: 13px;
}

.topic-hero .breadcrumb-line a:hover {
    color: #ff9b2f;
}

.topic-hero h1 {
    max-width: 820px;
    font-size: 42px;
    line-height: 1.25;
}

.topic-hero p {
    max-width: 760px;
    margin-top: 18px;
    color: rgba(255, 255, 255, .86);
    font-size: 17px;
}

.topic-hero-actions {
    display: flex;
    margin-top: 28px;
    gap: 12px;
}

.topic-hero-actions a {
    display: inline-flex;
    min-height: 46px;
    padding: 0 24px;
    align-items: center;
    border: 1px solid rgba(255, 255, 255, .48);
    border-radius: 5px;
    font-weight: 600;
}

.topic-hero-actions .primary {
    border-color: #ff8c00;
    background: #ff8c00;
}

.topic-section {
    padding: 72px 0;
}

.topic-section.alt {
    background: #f5f8fb;
}

.topic-heading {
    margin-bottom: 32px;
}

.topic-heading h2 {
    color: #1a3a5c;
    font-size: 30px;
}

.topic-heading p {
    max-width: 820px;
    margin-top: 8px;
    color: #687b8d;
}

.topic-intro {
    display: grid;
    grid-template-columns: 1.15fr .85fr;
    align-items: center;
    gap: 46px;
}

.topic-intro-copy p {
    margin-bottom: 16px;
    color: #536779;
    font-size: 16px;
}

.topic-intro img {
    width: 100%;
    height: 340px;
    object-fit: cover;
    border-radius: 8px;
    box-shadow: 0 14px 36px rgba(19, 54, 86, .14);
}

.topic-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}

.topic-card {
    padding: 28px;
    border: 1px solid #dfe8ef;
    border-top: 3px solid #3e91d6;
    border-radius: 6px;
    background: #fff;
}

.topic-card:nth-child(2n) {
    border-top-color: #ff8c00;
}

.topic-card h3 {
    margin-bottom: 9px;
    color: #1a3a5c;
    font-size: 19px;
}

.topic-card p,
.topic-card li {
    color: #617487;
    font-size: 14px;
}

.topic-card ul {
    padding-left: 18px;
    list-style: disc;
}

.process-list {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 16px;
    counter-reset: process;
}

.process-item {
    position: relative;
    min-height: 150px;
    padding: 26px 20px;
    border-radius: 6px;
    background: #fff;
    box-shadow: 0 6px 22px rgba(19, 54, 86, .08);
    counter-increment: process;
}

.process-item::before {
    display: block;
    margin-bottom: 12px;
    color: #ff8c00;
    content: "0" counter(process);
    font-size: 23px;
    font-weight: 700;
}

.process-item strong {
    display: block;
    color: #1a3a5c;
}

.process-item span {
    display: block;
    margin-top: 7px;
    color: #718395;
    font-size: 13px;
}

.faq-list {
    display: grid;
    gap: 14px;
}

.faq-item {
    padding: 23px 26px;
    border-left: 4px solid #3e91d6;
    background: #fff;
    box-shadow: 0 5px 18px rgba(19, 54, 86, .06);
}

.faq-item h3 {
    color: #1a3a5c;
    font-size: 17px;
}

.faq-item p {
    margin-top: 7px;
    color: #617487;
}

.solution-links {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
}

.solution-link {
    display: block;
    padding: 22px;
    border: 1px solid #dfe8ef;
    border-radius: 6px;
    background: #fff;
    transition: border-color .25s ease, transform .25s ease;
}

.solution-link:hover {
    border-color: #4a9eff;
    transform: translateY(-3px);
}

.solution-link strong {
    display: block;
    color: #1a3a5c;
}

.solution-link span {
    display: block;
    margin-top: 5px;
    color: #728495;
    font-size: 13px;
}

.topic-cta {
    padding: 52px 0;
    color: #fff;
    background: #245f93;
}

.topic-cta .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.topic-cta h2 {
    font-size: 25px;
}

.topic-cta p {
    margin-top: 5px;
    color: rgba(255, 255, 255, .74);
}

.topic-cta a {
    min-width: 150px;
    padding: 12px 20px;
    border-radius: 5px;
    background: #ff8c00;
    text-align: center;
    font-weight: 600;
}

@media (max-width: 900px) {
    .topic-intro,
    .topic-grid,
    .solution-links {
        grid-template-columns: 1fr;
    }

    .process-list {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 576px) {
    .topic-hero {
        padding: 58px 0;
    }

    .topic-hero h1 {
        font-size: 31px;
    }

    .topic-hero-actions,
    .topic-cta .container {
        align-items: stretch;
        flex-direction: column;
    }

    .topic-section {
        padding: 54px 0;
    }

    .topic-intro img {
        height: 250px;
    }

    .process-list {
        grid-template-columns: 1fr;
    }
}